VUL insurance, or Variable Universal Life insurance, is a flexible life insurance policy that provides both protection and investment growth. While it ensures a death benefit, it also allows you to grow a cash value over time through investments tied to market performance. In cities like Manchester and Bristol, this dual-purpose model is becoming increasingly popular. It gives you the freedom to adjust premiums and even make withdrawals while staying insured. Unlike traditional policies, VUL insurance empowers you to benefit from your policy while you’re still alive.