{"id":110258,"date":"2026-03-10T20:01:20","date_gmt":"2026-03-11T00:01:20","guid":{"rendered":"https:\/\/vulinsurance.com\/variableuniversallife\/?p=110258"},"modified":"2025-12-17T18:51:42","modified_gmt":"2025-12-17T22:51:42","slug":"can-i-get-vul-insurance-as-part-of-a-group-or-through-work","status":"publish","type":"post","link":"https:\/\/vulinsurance.com\/variableuniversallife\/can-i-get-vul-insurance-as-part-of-a-group-or-through-work\/","title":{"rendered":"Can I get VUL insurance as part of a group or through work?"},"content":{"rendered":"<p>Most\u00a0<strong>group insurance<\/strong>\u00a0plans offered through employers are for term life, not VUL. However, some organizations and private groups offer optional\u00a0<strong>VUL insurance<\/strong>\u00a0plans, or at least allow payroll deductions for privately chosen policies. If you&#8217;re in tech hubs like\u00a0<strong>San Francisco<\/strong>\u00a0or healthcare centers like\u00a0<strong>Rochester, Minnesota<\/strong>, ask your HR department about your options. Even if your employer doesn\u2019t offer it, you can always apply individually. And with private placement, the coverage can be tailored just for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most\u00a0group insurance\u00a0plans offered through employers are for term life, not VUL. However, some organizations and private groups offer optional\u00a0VUL insurance\u00a0plans, or at least allow payroll deductions for privately chosen policies. If you&#8217;re in tech hubs like\u00a0San Francisco\u00a0or healthcare centers like\u00a0Rochester, Minnesota, ask your HR department about your options. Even if your employer doesn\u2019t offer it, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"Can I get VUL insurance as part of a group or through work? - VUL Insurance USA | Variable Universal Life Coverage with Cash Value &amp; Tax Benefits","description":"Most\u00a0 group insurance \u00a0plans offered through employers are for term life, not VUL. However, some organizations and private groups offer optional\u00a0 VUL insurance"},"footnotes":""},"categories":[225],"tags":[],"class_list":["post-110258","post","type-post","status-publish","format-standard","hentry","category-frequently-asked-questions"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pg2M3r-sGm","_links":{"self":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/comments?post=110258"}],"version-history":[{"count":0,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110258\/revisions"}],"wp:attachment":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/media?parent=110258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/categories?post=110258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/tags?post=110258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}