{"id":110254,"date":"2025-12-31T12:52:55","date_gmt":"2025-12-31T16:52:55","guid":{"rendered":"https:\/\/vulinsurance.com\/variableuniversallife\/?p=110254"},"modified":"2025-12-17T18:51:42","modified_gmt":"2025-12-17T22:51:42","slug":"what-happens-if-i-take-a-loan-from-my-vul-policy","status":"publish","type":"post","link":"https:\/\/vulinsurance.com\/variableuniversallife\/what-happens-if-i-take-a-loan-from-my-vul-policy\/","title":{"rendered":"What happens if I take a loan from my VUL policy?"},"content":{"rendered":"<p>Loans from your\u00a0<strong>variable universal life policy<\/strong>\u00a0are not considered taxable income as long as the policy remains in force. Many families in\u00a0<strong>Columbus, Sacramento, and Kansas City<\/strong>\u00a0are using this feature to pay for large expenses like weddings, down payments, or even business startups. Just remember, the loan reduces your\u00a0<strong>death benefit<\/strong>\u00a0until it\u2019s repaid. But the flexibility and tax advantages make it an appealing short-term financing option.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loans from your\u00a0variable universal life policy\u00a0are not considered taxable income as long as the policy remains in force. Many families in\u00a0Columbus, Sacramento, and Kansas City\u00a0are using this feature to pay for large expenses like weddings, down payments, or even business startups. Just remember, the loan reduces your\u00a0death benefit\u00a0until it\u2019s repaid. But the flexibility and tax [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"What happens if I take a loan from my VUL policy? - VUL Insurance USA | Variable Universal Life Coverage with Cash Value &amp; Tax Benefits","description":"Loans from your\u00a0 variable universal life policy \u00a0are not considered taxable income as long as the policy remains in force. Many families in\u00a0 Columbus, Sacrament"},"footnotes":""},"categories":[225],"tags":[],"class_list":["post-110254","post","type-post","status-publish","format-standard","hentry","category-frequently-asked-questions"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pg2M3r-sGi","_links":{"self":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110254","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/comments?post=110254"}],"version-history":[{"count":1,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110254\/revisions"}],"predecessor-version":[{"id":110343,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110254\/revisions\/110343"}],"wp:attachment":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/media?parent=110254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/categories?post=110254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/tags?post=110254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}