{"id":110240,"date":"2026-01-19T07:43:31","date_gmt":"2026-01-19T11:43:31","guid":{"rendered":"https:\/\/vulinsurance.com\/variableuniversallife\/?p=110240"},"modified":"2025-12-17T18:51:42","modified_gmt":"2025-12-17T22:51:42","slug":"can-i-use-the-money-from-my-vul-policy-while-im-still-alive","status":"publish","type":"post","link":"https:\/\/vulinsurance.com\/variableuniversallife\/can-i-use-the-money-from-my-vul-policy-while-im-still-alive\/","title":{"rendered":"Can I use the money from my VUL policy while I\u2019m still alive?"},"content":{"rendered":"<p>Absolutely. That\u2019s one of the biggest benefits of\u00a0<strong>variable life insurance<\/strong>. You can access your policy\u2019s\u00a0<strong>cash value<\/strong>\u00a0through withdrawals or loans while keeping your\u00a0<strong>death benefit<\/strong>\u00a0intact. People in\u00a0<strong>Seattle, Denver, and Miami<\/strong>\u00a0are using their VUL policies to help finance kids&#8217; college education, home improvements, or even retirement needs. This makes VUL a living asset, not just an after-death safety net. It\u2019s about securing your life now, not just your legacy later.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Absolutely. That\u2019s one of the biggest benefits of\u00a0variable life insurance. You can access your policy\u2019s\u00a0cash value\u00a0through withdrawals or loans while keeping your\u00a0death benefit\u00a0intact. People in\u00a0Seattle, Denver, and Miami\u00a0are using their VUL policies to help finance kids&#8217; college education, home improvements, or even retirement needs. This makes VUL a living asset, not just an after-death safety [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"Can I use the money from my VUL policy while I\u2019m still alive? - VUL Insurance USA | Variable Universal Life Coverage with Cash Value &amp; Tax Benefits","description":"Absolutely. That\u2019s one of the biggest benefits of\u00a0 variable life insurance . You can access your policy\u2019s\u00a0 cash value \u00a0through withdrawals or loans while keepin"},"footnotes":""},"categories":[225,1],"tags":[],"class_list":["post-110240","post","type-post","status-publish","format-standard","hentry","category-frequently-asked-questions","category-ph"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pg2M3r-sG4","_links":{"self":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/comments?post=110240"}],"version-history":[{"count":1,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110240\/revisions"}],"predecessor-version":[{"id":110345,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/posts\/110240\/revisions\/110345"}],"wp:attachment":[{"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/media?parent=110240"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/categories?post=110240"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vulinsurance.com\/variableuniversallife\/wp-json\/wp\/v2\/tags?post=110240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}