Frequently Asked Questions, VUL Insurance
Absolutely. That’s one of the biggest benefits of variable life insurance. You can access your policy’s cash value through withdrawals or loans while keeping your death benefit intact. People in Seattle, Denver, and Miami are using their VUL policies to help finance...
Frequently Asked Questions
Yes, especially if you value control, flexibility, and the chance to grow your wealth while staying protected. VUL insurance fits perfectly into long-term strategies for retirement, education planning, or even legacy building. Americans in Denver, Nashville, and Las...
Frequently Asked Questions
Loans from your variable universal life policy are not considered taxable income as long as the policy remains in force. Many families in Columbus, Sacramento, and Kansas City are using this feature to pay for large expenses like weddings, down payments, or even...
Frequently Asked Questions
A variable universal life policy is a life insurance plan that offers lifelong coverage plus an investment account. The “variable” part means your money is invested in different options like mutual funds, which can rise or fall. The “universal” part means you have...
Frequently Asked Questions
One of the most appreciated features of VUL insurance is its flexible premium structure. You’re not locked into a set amount every month, allowing you to adjust contributions as your income changes. In high-cost-of-living areas like New York City and San Francisco,...
Frequently Asked Questions
With a VUL life insurance policy, part of your premium is allocated to investment subaccounts—similar to mutual funds. This means your cash value can grow depending on the performance of these funds, offering much higher growth potential compared to traditional...
