When I first bought my Variable Universal Life Insurance (VUL insurance), I remember feeling relieved—like I had finally done something responsible for my family’s future. It felt good to know I had coverage and that part of my money was being invested for growth. But...
There’s a moment most of us have experienced—sitting across from an insurance agent, trying to look interested while words like “fund value,” “premium allocation,” and “death benefit” swirl around like alphabet soup. You nod, pretending to understand, but deep down...
Here’s something few people tell you when you first start looking into Variable Universal Life (VUL) insurance: the agency you choose matters just as much as the policy itself. You might assume all agencies are the same—professional, licensed, and working with top...
It’s funny how money talk can make even the most confident person hesitate. You sit across from a financial advisor, nodding politely as they discuss “protection and investment in one,” and for a moment, it sounds like the perfect deal. Then you hear the price—and...
Let’s be honest—thinking about your financial future doesn’t always come naturally. For most people, it starts with a small thought: “I should really start investing.” Or maybe it begins when you realize you need protection for your family in case something unexpected...
When I bought my first life insurance policy, I was lost in a sea of jargon—whole life, term, endowment, and then this one that stood out: VUL. Variable Universal Life Insurance. It sounded complicated at first, but also… promising. I wanted something that didn’t just...
